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Apply for a Home

Interested in building and buying your own home?
Do you have the commitment necessary to maintain your home?
Are you interested in forming community with your new neighbors?

 <affiliate> builds homes in partnership with qualifying low-income partner families and sells the homes at no profit with zero percent interest mortgages. Families work alongside volunteers to construct their own home and the homes of other Habitat families.  Additionally, families are prepared for successful homeownership through homeowner education and budgeting courses.

Homeowership Process

Step 1. Do you qualify? <affiliate> is seeking families who demonstrate a need for housing, the ability to pay a mortgage, and a willingness to partner. Please call our office or click here for more detailed information and the Pre-Application.

Step 2. Attend an Orientation Session: Find out more about <affiliate>’s homeownership program and how to apply and decide if you will be a good fit for the program.

Step 3. Return your application to <Affiliate>: Our Family Selection Committee evaluates your family’s housing need, ability for responsible homeownership, and financial stability including credit history, debt, and income.

Step 4. Interview: Our Family Selection Committee schedules interviews in our office and in your home to meet your family and see your living conditions.

Step 5. Approval: Our Family Selection Committee identifies qualified families, and submits them to the Board of Directors for final approval.

Step 6. Sweat Equity and Education: If approved, you will attend homebuyer education classes and 300 hours (minimum) of sweat equity. Sweat equity involves working with family, neighbors, and friends to build Habitat homes including your own.

Step 7. Dedication: Habitat staff, volunteers, and donors who have been with you every step of the way gather with your family and friends to dedicate your new home!

Step 8. Lifetime Partnership: After you move in, partner families are expected to remain engaged with Habitat’s mission by staying in good communication with Habitat, making timely mortgage payments, and assuming an active role in their neighborhoods.

We encourage you to apply!

Download and Complete the Pre-Application (PDF)

Please email or call with any questions.